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Property & Casualty Insurance

Shift's AI-powered solutions enable P&C insurers to make fast, accurate decisions at every point in the policy and claims lifecycle. Our solutions help the world’s leading insurers deliver better customer experiences, increase operational efficiency, and reduce costs.

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The world’s leading P&C insurers rely on Shift

Enabling insurers to make better decisions, quickly, in every policyholder interaction, from underwriting to claims and beyond. Shift's AI solutions effectively automate and optimise insurance decisions, liberating insurers to find new ways to be there for their customers.

4 out of the top 10 global P&C insurers

K+

Tens of thousands of fraud networks identified globally

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300M+ policyholders globally have benefitted from Shift products

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115+ customers across more than 25 countries

Shift brings AI to Insurers across the insurance lifecycle

Empowering insurers throughout the entire process, from underwriting to claims and recovery, with the unparalleled support of our cutting-edge AI solutions.

Policies
Claims
Fraud & Risk

Underwriting Risk Detection

Identify and prevent risk before it becomes a part of your book of business.

Financial Crime Detection

Support AML, KYC, and related risk management and compliance processes.

Claims Intake Decisions

Streamline the claims intake process for policyholders.

Claims Document Decisions

Simplify document processing, aiding seamless automation.

Recovery Detection

Detect liability and recovery opportunities that might otherwise be missed.

Claims Fraud Detection

Detect and investigate claims fraud with higher accuracy and greater speed.

Financial Crime Detection

Support AML, KYC, and related risk management and compliance processes.

Other Shift P&C Products

Underwriting Risk Detection

Identify and prevent risk before it becomes a part of your book of business.

Claims Fraud Detection

Detect and investigate claims fraud with higher accuracy and greater speed.

Financial Crime Detection

Support AML, KYC, and related risk management and compliance processes.

The Combined Ratio Problem: Closing the Gap Between Claims Costs and Premiums Using AI

In the battle to improve combined ratios insurers need to be thinking bigger than just automation or fraud. Starting with the point of sale, insurers can mitigate the risk of writing bad policies and approach recovery differently. They can apply advanced techniques and technologies such as artificial intelligence (AI) to both the policy and claims lifecycle to improve combined ratios which is good for the insurers and their insureds.

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Learn how Shift AI can help you automate and optimise critical decisions